Monthly Archives: July 2010

Rant on realtors

Or maybe this is just a continuing, disappointed sigh that this group, who tries to build a profession around selling houses, is itself oversold. Latest example arose where a homeowner was referred to me by his accountant, concerned about a pending short sale of the client’s home.  By our rough calculations, the short sale of…

Law office management & practice marketing for pennies

While I’ve been working on improving the legal skills of new bankruptcy lawyers, my friend Jay Fleischman has taken another route. Not that he’s working on illegal skills:  he’s training lawyers in all kinds of practices on getting clients, providing superior service, and finding the best ways to harness the internet and technology to do…

Changing view of when to file bankruptcy

The Supreme Court’s recent decision in Lanning and the application of the infamous “means test” to a client’s changing income picture has changed my advice about when to file bankruptcy. My standard advice to clients newly unemployed who see clearly they won’t be able to pay their existing bills has been to wait.  Wait until…

“Chapter 20″ Lives in Northern California Bankruptcy Courts

Debtors with a Chapter 7 discharge too recently to get a discharge in a subsequent Chapter 13 can strip off underwater mortgage liens under a decision issued by Judge Edward Jellen in the Oakland division. This has been a simmering issue, since the guidelines issued by the judges in the Northern District of California include…